Accepted Dental Insurance

At 703 Dental, we understand that every employer and insurance provider offers different levels of coverage. To better serve the diverse community of Woodbridge and Prince William County, we work with a vast array of PPO (Preferred Provider Organization) insurance companies.

While we are constantly updating our list of providers, we frequently work with:

• Delta Dental (PPO and Premier)

• Cigna

• MetLife

• Aetna

• Guardian

• UnitedHealthcare

• Anthem Blue Cross Blue Shield

• GEHA

• Ameritas

• Principal

• Humana

If you do not see your specific insurance provider listed above, please do not hesitate to call our office at (703) 884-2080. Chances are, we accept your plan and can help you utilize your out-of-network or PPO benefits effectively.

How We Help You Maximize Your Benefits

Navigating insurance jargon like “deductibles,” “annual maximums,” and “co-insurance” can be overwhelming. At 703 Dental, we take the guesswork out of the process.

Complimentary Insurance Verification

Before your first treatment, our team performs a thorough verification of your benefits. We contact your insurance carrier directly to understand exactly what is covered, what your remaining deductible is, and how much of your annual maximum is available. This allows us to provide you with the most accurate cost estimates possible.

Direct Claims Filing

You won’t have to worry about messy paperwork or mailing claims to your insurance company. We utilize electronic claims processing to submit your information directly to your provider. This ensures faster processing times and reduces the likelihood of errors that could delay your reimbursement.

Proactive Treatment Planning

Most dental insurance plans have an “annual maximum”—the total amount they will pay in a single calendar year. If you require extensive dental work, we can often phase your treatment across two benefit years to help you get the most out of your insurance coverage without paying excessive out-of-pocket costs.

Understanding Your Dental Insurance Coverage

It is important to remember that dental insurance is not designed to cover 100% of all costs; rather, it is meant to be an aid in maintaining your oral health. Most PPO plans follow a “100-80-50” structure:

• 100% Coverage: Usually applies to preventative care, such as routine exams, cleanings, and X-rays.

• 80% Coverage: Usually applies to basic procedures, such as dental fillings or simple extractions.

• 50% Coverage: Usually applies to major procedures, such as dental crowns, bridges, or dentures.

At 703 Dental, we strive to keep our fees competitive so that even the “50% coverage” portion remains affordable for our Woodbridge families.

Flexible Financing Options for Every Budget

Even with excellent insurance, there are often out-of-pocket expenses for major restorative or cosmetic work. We believe every patient deserves a path to a beautiful smile, which is why we offer several flexible financing options.

Cherry Financing: Treat Now, Pay Later

We are proud to offer Cherry Financing at our Woodbridge location. Cherry is a “buy now, pay later” solution designed specifically for health and wellness.

• Quick Application: It takes about 60 seconds to see if you qualify.

• No Hard Credit Check: Applying for Cherry does not impact your credit score.

• Flexible Terms: Choose a payment plan that fits your monthly budget, with 0% APR options available for qualified patients.

Standard Payment Methods

For your convenience, we also accept:

• Cash and Personal Checks

• All Major Credit Cards (Visa, MasterCard, Discover, and American Express)

• FSA & HSA Accounts: If you have a Flexible Spending Account or Health Savings Account through your employer, you can use those pre-tax dollars for your dental care at 703 Dental.

Options for Patients Without Insurance

If you do not currently have dental insurance, you are not alone—and you are still welcome at 703 Dental! We offer transparent, competitive self-pay rates for our Woodbridge community. Many of our uninsured patients find that by using our Cherry financing options, the cost of a healthy smile is much more manageable than they initially thought.

We also frequently run New Patient Specials that include an exam, X-rays, and a cleaning for a low, flat fee. This is a great way to “jumpstart” your oral health without a large financial commitment.